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First Time Buyers >Insuring Your Home
Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.
Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.
Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.
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| Q |
What is the world's largest palace?
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| A |
The Imperial Palace (Gugong) in the center of Beijing, China covers over 178 acres and dates back to the early 1400s. |
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APPLEBAUM & Associates
Keller Williams Realty
1521 Concord Pike, Suite 102
Willmington, DE 19803
Office: 302-299-1136
Fax: 302-299-1188
Cell: 302-750-7677
brentapplebaum@NUMBER1EXPERT.com
brentsells@comcast.net
APPLEBAUM & Associates has been the #1 Top agent at Keller Williams for the last two years! And we have only been with Keller Williams Realty of Wilmington for the last two years. See how hard we work? Let us work for you too! At APPLEBAUM & Associates we have a team of professional, personable, experienced agents that are always available to assist you in all of your Real Estate Needs. We are your Real Estate Advisors and we are ready to work for you.    
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