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Call APPLEBAUM & Associates at 302-299-1136 for answers to your real estate questions.

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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top New Castle County, Wilmington, Newark and Hockessin real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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School Reports in New Castle County, Wilmington, Newark and Hockessin, Delaware
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Real Estate Tips
Tax Considerations >Capital Gains Exemptions

Home sellers are always interested in their tax deduction options. If you recently sold a home without meeting the basic ownership and use criteria for waiving capital gains tax, you might still be able to claim reduced exemptions if you meet certain other criteria.

Homeowners who had to sell because of a change in place of employment can qualify for reduced tax. You must prove that the job change occurred while you owned and used the home as your primary residence, and that your new job is located at least 50 miles farther from your residence than your previous place of employment.

A reduced exclusion from capital gains tax may also be granted for health reasons. If your motivation for selling your house was to obtain diagnosis, treatment or cure for a disease or injury to you or a family member, you can apply for an exclusion. Unforeseen circumstances such as death, unemployment, divorce or natural disasters may also reduce your capital gains tax. Consult a tax professional for advice about your unique circumstance.

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Real Estate Trivia
Q 
Which famous home designed by Thomas Jefferson showed forms of Greek and Roman architecture?

A 
Monticello, begun in 1769, was later enlarged in keeping with its classical forms.
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APPLEBAUM & Associates, REALTOR®, real estate agent and broker for New Castle County, Wilmington, Newark and Hockessin, Delaware home listings, property and land for sale - NUMBER1EXPERT(tm)

APPLEBAUM & Associates
Keller Williams Realty

1521 Concord Pike, Suite 102
Willmington, DE 19803
Office: 302-299-1136
Fax: 302-299-1188
Cell: 302-750-7677
brentapplebaum@NUMBER1EXPERT.com
brentsells@comcast.net

APPLEBAUM & Associates has been the #1 Top agent at Keller Williams for the last two years! And we have only been with Keller Williams Realty of Wilmington for the last two years. See how hard we work? Let us work for you too! At APPLEBAUM & Associates we have a team of professional, personable, experienced agents that are always available to assist you in all of your Real Estate Needs. We are your Real Estate Advisors and we are ready to work for you.

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